Aviation Insurance Information
We Can Cover Your Aircraft Nose to Tail and Your Aviation Business or Club!
Des Moines and Davenport, Iowa, Moline, Illinois, Minneapolis Minnesota, Fargo North Dakota, and St. Louis, Missouri
Aviation Products and Services Include:
- Aircraft hull & Liability
- Airport Property and Aviation related risks
- Airport services
- Aviation Fueling Operations
- Aviation Workers Compensation
- Commercial and Corporate Operations
- Fixed Base Operators
- Flight Schools
- Flying Clubs
- General Liability/Products/Completed Operations/Hangarkeepers Liability
- Experimental Aircraft
- Excess Liability
- Industrial Aid Aircraft
- Manufacturer's Aviation Product Liability
- Non-Ownership Liability - Personal and Corporate
- Repairs and Service Operations
- Private Airstrips
- Sales Demonstration Aircraft
With hull insurance, you can count on coverage for physical damage to your craft. This includes damage obtained while in the air or on the ground, and while the craft is not in motion. The coverage extends to the craft’s engine, controls, navigation and computer equipment as well as the hull itself.
Generally, these policies will not cover any lost or damaged personal effects on board, but liability insurance may offer some coverage for passengers’ lost, damaged or stolen items. Policies will have a deductible that is either a set dollar amount or that is based on a percentage of the loss.
Aviation Liability Insurance
Liability insurance for your aircraft covers the bodily injury of non-owners such as visitors and passengers. It also covers the property damage a non-owner might experience as well as medical payments for injuries obtained onboard.
If the aircraft is used for business purposes, then corporate aviation insurance should be obtained to protect the company’s property. If the craft is used for commercial trips then commercial aviation is needed to help protect both your business and your customers. Some may find that they need additional coverage for the type of services they perform (such as law enforcement or emergency medical services) or the cargo they haul. Additionally, certain aircraft, such as helicopters, may need specialized coverage.
Thank you for your interest in Midwest Financial Group
. Please use our quick and easy quote forms above to begin your quote process. If you would like to speak to an insurance professional please feel free to call 516-639-3700
or email your questions
and an insurance agent will reply promptly.